Abhi and NymCard partner to enable modern SME credit solutions for financial institutions in the UAE
Dubai, UAE – [29/9/2026] – Abhi, an embedded finance platform providing Earned Wage Access (EWA) and financial technology solutions, , and NymCard, the leading payments infrastructure provider in the Middle East, today announced a strategic partnership to enable financial institutions to deliver more efficient credit solutions to small and medium-sized enterprises (SMEs) in the UAE.
The partnership brings together Abhi’s business financial solutions with NymCard’s card and payments infrastructure to support key stages of the SME credit journey – from digital onboarding and origination through to decisioning and disbursement.
Through the combined technology proposition, banks and licensed financial institutions can streamline traditionally fragmented processes, supporting faster onboarding, origination and credit decisioning, followed by the disbursement of approved funds.
For financial institutions, this provides a technology foundation for introducing and scaling SME credit propositions without having to build and integrate multiple components independently. For SMEs, it means a simpler, faster journey from application to accessing approved funds.
Shiraz Ali, Chief Business Officer at NymCard, said: “There is a significant opportunity for technology to transform how SME credit is delivered in the UAE. By bringing Abhi and NymCard’s capabilities together, we can give financial institutions the tools to move faster, reduce complexity and build credit propositions that can scale — while ultimately creating a much better experience for SMEs.”
Zain Ali, AVP – Sales & Partnerships at Abhia, said: “SMEs need faster and simpler access to financial products, and technology has an important role to play in helping banks deliver that experience. By combining Abhi’s technology with NymCard’s platform, we can simplify the credit journey and serve SMEs more efficiently.”
The partnership reflects Abhi and NymCard’s shared focus on providing the technology that enables financial institutions to bring digital financial products to market more efficiently across the UAE.
About Abhi
Abhi provides a comprehensive suite of solutions, including Earned Wage Access and SME Financing. The fintech company has established partnerships with over 25,000 companies, driving economic growth and creating lasting social impact.
Abhi has gained recognition from Hub71 and Endeavor and was the first to be awarded the Technology Pioneer 2023 Award by the World Economic Forum, making fintech history in the MENAP region. Abhi was also selected as one of the Future 100 companies in the UAE and has recently been selected for Mastercard’s Start Path Small Business program.
For more information, visit https://abhi.co/
About NymCard
NymCard is a full-stack payments infrastructure company. Banks, financial institutions and enterprises run card issuing, lending, money movement, wallets, settlement, reconciliation, and financial crime controls on nCore instead of integrating a separate vendor for each capability. NymCard is a principal member of Visa and Mastercard, operates across 10 markets, and works with more than 60 clients.
Headquartered in Dubai, NymCard provides infrastructure spanning cards, lending, money movement, stablecoin settlement, reconciliation and financial crime. NymCard is regulated by the Central Bank of the UAE and is a principal member of Visa and Mastercard.